Over 15 Years Experience

The Best Mortgage Broker in Penrith

Hey, I’m Con!

As a local mortgage broker in Penrith I’ve been helping my customers achieve their dream of home ownership, but helping them get a home loan with the best rate possible.

Penrith has grown significantly over the years both in population and house price. It is a family friendly suburb with a variety of local parks and recreational areas as well as schools such as St. Nicholas of Myra Catholic Primary School and the Nepean Creative and Performing Arts High School. 

Whether you’re looking at buying locally or elsewhere in Sydney or Australia I can help you get the best home loan for your needs.

I work closely with my clients to understand their situation and needs and I have access to over 50 different lenders. This allows me to find you the best deal but also allows me to help people looking for specialty loans such as first home buyer loans, guarantor loans, home equity loans, low-doc loans and more.

I’m passionate about help you get into the market and I love building lasting relationships with my clients – many of who come back to me for future loans.

Get in touch with me today for a free consultation or visit our mortgage brokerage in Sydney.

We find great homes loan rates for you

Rates from

5.59%

Comparison rate

6.39%

Key Benefits Of Using Freedom Finance Group Penrith​

There are a variety of reasons that make going with Freedom Finance Group in Penrith the best option for you:

Free service – Our service is at no cost to you. We are paid by the lenders at no extra charge to you.

Convenience & Connection – We can meet with you locally in Penrith, in your own home or we can catch up over the phone at a time that is convenient to you. I pride myself on building strong relationships with my customers.

Knowledge & Experience – I have over 15+ years experience in the mortgage industry and know how to present your loan application in a way to get you the best deal possible.

Attention to detail – If you hate filling out forms I’ve got you covered. As your broker I’ll help you complete the loan applications and will provide exacting attention to detail.

Protect your credit score – Rather than visiting multiple banks and having multiple checks done against your credit score, I can check your situation my large list of lenders to see what loans you’re most likely to qualify for. All while protecting your credit score.

Access to local specialists – When you’re ready to purchase your home I can happily refer you to my trusted network of local solicitors, building & pest inspectors and real estate agents.

Rather than visiting a single bank, at Freedom Finance Group you’ll get access to expert guidance and over 50+ lenders. I’m committed to finding you the best home loan that is tailored to you.

I’ll provide you with unbiased advice and help make the complex process of applying for a home loan extremely simple. Saving you all that time and stress so you can focus on finding the perfect property. I am passionate about turning complex financial jargon into clear, actionable advice and am always available to answer questions and address concerns.

If you’re looking for a mortgage broker who combines extensive industry knowledge with a heartfelt commitment to your financial well-being, let’s connect. Together, we can turn your homeownership dreams into reality.

We've Got Your Covered

Getting a Home Loan in Penrith Doesn't Have To Be Difficult

Whether you’re looking to purchase a home or investment property in Penrith, South Penrith, Glenmore Park, Cranebrook, Emu Plains or the surrounding suburbs, getting a home loan doesn’t have to be difficult.

My customers appreciate my down to earth nature and the way I simplify the mortgage process for them.

I’ve often had customers come to me after being rejected from their local bank because their bank manager said they were ineligible for a loan. However, with over 15 years experience in the mortgage industry I was able to craft an application allowing them to secure a loan – at a great rate!

What makes me different is I take the time to really understand your unique situation and your goals. We can sit down for a coffee High Street, go through your finances in the comfort of your own home or talk over the phone at any time.

Get in contact with me today to arrange a free consultation.

Services

What we Offer

We offer a wide range of services to meet all your needs:

Home loans

If you're purchasing a residential home loan to live in we'll find you a lender with the most competitive rates

Investment loans

Invest in your future with an investment property loan. We'll secure you competitive rates and loan features such as offset accounts so you can maximise your return on investment.

Equity loans

Access the equity in your home with a home equity loan. These loans can be used to renovate and improve your property or even to help you purchase an investment property.

Refinancing

You could be saving thousands on your home loan. I'll help you assess your current loan and help you find a refinancing option to save you money and help you pay off your mortgage faster.

First home buyer loans

If you are purchasing your first home there are government schemes and special loan options available. I'll advise you on the latest offerings so you can purchase your first home sooner.

Low & No Deposit Home Loans

If you have less than the 20% deposit or have no deposit at all you still may be able to get a home loan. We specialise in low & no deposit home loans.

Our Services

Service Freedom Finance Group Banks Other Brokers
Access 50+ lenders with hundreds of different loan options
Completely free service, no hidden fees
Walk you through the entire mortgage processs
Negotiate the best rates from every lender Check mark Cancel
Available via phone, email, video call or in-person Check mark Cancel
Regularly review your loan to ensure you're getting the best rates Check mark
Free friendly advice and information with no obligation Check mark
Assist you with government grants and LMI waivers Check mark
20+ 5-Star Google reviews Check mark

People love to talk about us

We have 50+ lenders you can trust

We offer a wide range of design services to meet all your creative needs:

The Mortgage Broking Process

Understanding your situation

We throughly assess your financial situation, including your income, expenses, credit history, and long-term goals

Finding the right deal

We compare interest rates, loan terms, fees, and other factors to find a deal that aligns with your needs.

Closing the deal

We finalise all the paperwork and coordinate with other parties, such as lenders and conveyancers, to ensure your loan is approved.

Broker for life

Your mortgage journey doesn’t end at settlement. As it evolves, our experts remain by your side.

Our Commitment:

Your Needs Come First, Not the Lender’s Priorities

We prioritise your needs by offering transparent advice and tailored solutions, ensuring every decision benefits you, not the lender.

Frequently asked questions (FAQs)

Our service is almost always free of charge to yourself. Typically I am paid by the lender when your loan is established, at no extra cost to you.

This means you don’t have to worry about extra costs, and in many circumstances I can save you money on your loan.

There are a few rare situations where a fee is charged to you. But this is generally for complex loan types and I will always discuss this with you prior to any charge so you can make the decision that’s best for you.

If you’re looking for the most competitive rate then it is usually a good idea to engage the help of a mortgage broker.

This is because mortgage brokers have access to the loan options of multiple lenders (usually over 30-50 lenders) whereas a single bank only has access to their own loan options.

Using a mortgage broker makes it quicker and easier to compare loan offerings between lenders and it’s more likely that you’ll find the best loan for your needs.

Choosing the right home loan for you is a big decision and making sure you can trust your mortgage broker is vital to ensure you get the best deal possible.

Not all brokers are created equal and some are better than others and some are more specialised in certain loans that others.

If you can get a recommendation from friends or a family member that’s usually the best place to start. Alternatively look for a broker with a strong track record of success and good solid reviews.

I’ve been helping people get home loans for 15+ years and I have many happy customers who come back to me again and again whenever they want to refinance or get a new home loan.

Click here to see our reviews

Lastly, before going with a broker make sure to talk to them either in person or on the phone and make sure it’s a good fit as you’ll be working very closely with them.

As mortgage brokers we often have access to special deals and are aware of the lenders with the best offerings in the market at the time you apply for your loan.

You could do this research manually yourself, however using a broker means you’ll often be able to find a cheaper mortgage than what you’d be able to find by yourself.

Penrith has quickly become a very desirable place to live in Sydney.

It’s location is in one of Sydney’s major growth corridors making it enticing for businesses and residents alike. It is also the closest city to Sydney’s new Western Sydney International Airport which is due to be completed and open to the public in 2026.

Penrith also has great parks and recreational areas and is close to the Blue Mountains and other parklands and amazing bush walks.

Good schools, cafes, health care facilities as well as good public transport options and major ongoing infrastructure developments like the Parramatta Light Rail and WestConnex continues to make Penrith more connected to the rest of Sydney than ever before.

According to RealEstate.com.au Penrith has seen an annual growth rate of 5.5% for houses and 1.9% for units over the last 12 months.

It has also seen a growth rate of 8.8% in population between the 2016 and 2021 census with population growth expected to continue for 2026 census.

 

Book a Free Consultation

Get in touch with us today and get free consultation

Head Office Locations

Mail address

95b Station St, Penrith NSW 2750

Openning Hours

Monday to Saturday 9:00am to 5:00pm